Short answer: it's Point-of-Sale Debit Transaction charging you Varies.
| Charge: | POS DEBIT |
| Service: | Point-of-Sale Debit Transaction |
| Amount: | Varies/mo |
| Category: | banking |
| Legitimate: | ✅ Yes (if you signed up) |
POS DEBIT means 'Point of Sale Debit' — it's any purchase made with your debit card at a store, restaurant, gas station, or online retailer. Your bank labels these transactions 'POS DEBIT' followed by the merchant name. This is completely normal and appears on virtually every bank statement.
POS DEBIT is not a subscription — it's a transaction type. Look at the merchant name after 'POS DEBIT' to identify the store. If you see recurring POS DEBIT charges from the same merchant, that's likely a subscription you can cancel with that merchant directly.
If you don't recognize a POS DEBIT charge, contact your bank to dispute it. Note the date, amount, and any merchant info. Your bank can provide more details about the merchant.
If “POS DEBIT” surprised you, there might be more subscriptions hiding on your bank statement. Upload your statement and we'll find every recurring charge — with cancel links for each one.
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