Short answer: it's ACH Electronic Debit charging you Varies.
| Charge: | ACH DEBIT |
| Service: | ACH Electronic Debit |
| Amount: | Varies/mo |
| Category: | banking |
| Legitimate: | ✅ Yes (if you signed up) |
ACH DEBIT is an electronic withdrawal from your bank account. ACH (Automated Clearing House) is the system banks use for electronic transfers. This appears when a company pulls money directly from your checking account — common for bills, subscriptions, loan payments, and insurance premiums.
ACH DEBIT is a payment method, not a specific service. Identify the company name in the description to find who's charging you. To stop ACH debits: cancel with the merchant directly, or ask your bank to place a 'stop payment' on the ACH (usually $30 fee).
Contact your bank within 60 days of the statement date. Under NACHA rules, you can dispute unauthorized ACH debits. Your bank must investigate within 10 business days.
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