Short answer: it's International Transaction Fee charging you 1-3% of purchase.
| Charge: | INTL PURCHASE TRANSACTION FEE |
| Service: | International Transaction Fee |
| Amount: | 1-3% of purchase/mo |
| Category: | banking |
| Legitimate: | ✅ Yes (if you signed up) |
This fee is charged by your bank or credit card issuer when you make a purchase from a foreign merchant or in a foreign currency. Most US banks charge 1-3% on international transactions. This is NOT from the merchant — it's your bank's fee.
You can't cancel this fee on past transactions. To avoid future fees: use a credit card with no foreign transaction fees (Capital One, Chase Sapphire, Discover). Or check if the merchant offers billing in USD.
If the underlying purchase was unauthorized, dispute the purchase itself (not just the fee) with your bank. The fee will be reversed along with the purchase.
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