Short answer: it's Foreign Transaction Fee charging you 1-3% of purchase.
| Charge: | FOREIGN TRANSACTION FEE |
| Service: | Foreign Transaction Fee |
| Amount: | 1-3% of purchase/mo |
| Category: | banking |
| Legitimate: | ✅ Yes (if you signed up) |
Same as international transaction fee — your bank charges this when a purchase is processed in a foreign currency or through a foreign bank. Typically 2-3% of the transaction amount. This fee appears as a separate line item on your statement.
Switch to a no-foreign-transaction-fee card for international purchases. Cards like Capital One Venture, Chase Sapphire, Apple Card, and Discover charge $0 in foreign transaction fees.
Contact your card issuer. If the underlying charge was unauthorized, dispute that charge and the fee will be reversed automatically.
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