Short answer: it's Non-Sufficient Funds Fee charging you $25–$35.
| Charge: | NSF FEE |
| Service: | Non-Sufficient Funds Fee |
| Amount: | $25–$35/mo |
| Category: | banking |
| Legitimate: | ✅ Yes (if you signed up) |
NSF fees are charged when a payment attempts to clear your account but there isn't enough money. The payment bounces and your bank charges $25-35 per occurrence. The merchant may also charge a returned payment fee.
NSF fees are one-time penalties, not subscriptions. To prevent: set up low-balance alerts, enable overdraft protection, or link a savings account as backup. Many banks now offer grace periods.
Call your bank — first-time NSF fees are often waived as a courtesy. Many banks (Ally, Capital One, Discover) have eliminated NSF fees entirely. Ask about their fee waiver policy.
If “NSF FEE” surprised you, there might be more subscriptions hiding on your bank statement. Upload your statement and we'll find every recurring charge — with cancel links for each one.
Scan My Statement — Free PreviewUpload free · See your charges instantly · Pay $5 only to unlock full details
See a charge you don't recognize?
Upload your bank statement and we'll identify every recurring charge — most people find $50-200/month in forgotten subscriptions.
Scan My Statement — Free PreviewNo account needed · Results in 30 seconds · 1,100+ services recognized
📚 Related Guides