Short answer: it's ACH Electronic Debit charging you Varies.
| Charge: | ACH DEBIT |
| Service: | ACH Electronic Debit |
| Amount: | Varies/mo |
| Category: | banking |
| Legitimate: | ✅ Yes (if you signed up) |
ACH (Automated Clearing House) debits are electronic transfers from your bank account. Companies use ACH for recurring payments like insurance, loans, utilities, and subscriptions. The company name usually appears after 'ACH DEBIT.'
Identify the company from the full ACH description, then cancel through that company. You can also place an ACH stop payment through your bank (may have a $25-35 fee).
You have 60 days to dispute unauthorized ACH debits under federal law. Contact your bank to file an ACH dispute — they must investigate within 10 business days.
If “ACH DEBIT” surprised you, there might be more subscriptions hiding on your bank statement. Upload your statement and we'll find every recurring charge — with cancel links for each one.
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