Updated 2026-02-14 — Step-by-step cancellation guide
Difficulty
Easy
Easy — Online, takes 2 minutes
Opens Chime Credit Builder's account settings in a new tab.
Option 1: online(Recommended)
Chime is FREE — no monthly fees. To close Credit Builder: open Chime app → Credit Builder → Settings → Close Account. To close your entire Chime account: Settings → Close Account. Transfer balance first.
Option 2: email
Email support@chime.com or call 1-844-244-6363 for account closure.
Chime is FREE — no monthly fees, no minimums, no overdraft fees. Credit Builder is a secured credit card (no fee). There is no subscription to cancel. If you want to close your account entirely: transfer out your balance, cancel direct deposits, then close in-app. SpotMe (overdraft) and Credit Builder have no fees.
Chime Credit Builder is just one subscription. The average person has 12 — and most don't realize half are still charging.
Drop a bank statement and we'll instantly find every recurring charge — with direct cancel links for each one.
Find All My Subscriptions — Free PreviewUpload a CSV or PDF · See your charges free · Pay $5 only to unlock full details
People who cancel Chime Credit Builder save an average of $182/mo on subscriptions
Upload your bank statement and we'll find every recurring charge in 30 seconds. Most people find 3-5 subscriptions they forgot about.
Scan My Statement — It's FreeNo account needed · No bank connection · 1,000+ people have used JustCancel