Is it hard to cancel Capital One?

Capital One cancellation difficulty is rated "easy". The cancellation process is straightforward.

Where is the Capital One cancel page?

You can cancel Capital One directly at https://www.capitalone.com/help-center/

Updated 2026-02-17 — Step-by-step cancellation guide

Difficulty

Easy

Easy — Online, takes 2 minutes

Opens Capital One's account settings in a new tab.

Option 1: phone(Recommended)

Call 1-800-227-4825. Say 'close account'. Capital One is relatively straightforward about closures.

Option 2: chat

Use the Capital One app or website chat. Request card closure — they can process it digitally.

Redeem all rewards before closing. Capital One miles expire when the account closes.

Capital One is just one subscription. The average person has 12 — and most don't realize half are still charging.

Drop a bank statement and we'll instantly find every recurring charge — with direct cancel links for each one.

Upload a CSV or PDF · See your charges free · Pay $5 only to unlock full details

People who cancel Capital One save an average of $182/mo on subscriptions

Upload your bank statement and we'll find every recurring charge in 30 seconds. Most people find 3-5 subscriptions they forgot about.

No account needed · No bank connection · 1,000+ people have used JustCancel