How do I see all subscriptions on my credit card?

Check your credit card app's "recurring charges" section, review Apple/Google subscription settings, or upload your statement to a subscription scanner like Just Cancel. Most banks (Chase, Capital One, Amex) now show recurring charges in their apps.

Why do I see APPLE.COM/BILL on my credit card?

APPLE.COM/BILL appears for any subscription billed through Apple — including iCloud storage, Apple Music, Apple TV+, and any app subscription you signed up for on your iPhone or iPad. Check Settings → [Your Name] → Subscriptions to see which ones.

How many subscriptions does the average person have?

The average American has 12 active subscriptions costing about $219 per month. Studies show most people underestimate their subscription spending by 2-3x and forget about 2-3 subscriptions they're still paying for.

Can I see all recurring charges on my Visa card?

Some Visa issuers support "Visa Transaction Controls" which shows recurring charges. Check your bank's app for a subscriptions or recurring payments section. Alternatively, download your statement and upload it to a subscription scanner for a complete list.

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How to See All Subscriptions on Your Credit Card

Updated February 2026 · 7 min read

The average American pays for 12 subscriptions — and forgets about 2 or 3 of them. If you're wondering what's quietly charging your credit card every month, here are the fastest ways to find out.

⚡ Fastest Method (90 Seconds)

Download your credit card statement as a CSV or PDF, then upload it to Just Cancel. AI scans it and identifies every recurring charge — plus gives you direct cancel links.

Scan My Statement — $5 One-Time

No bank connection. Files analyzed and immediately deleted. Is it safe? →

Method 1: Check Your Credit Card App

Most major credit card issuers now have built-in subscription tracking:

Chase: Log in → Account → Recurring Charges (under Statements & Documents)
Capital One: App → Insights → Recurring Charges
Amex: Log in → Statements & Activity → Filter by "Recurring"
Citi: App → Spending Report → Subscriptions tab
Discover: Log in → Activity → search "recurring"
Bank of America: App → search "recurring charge" in the Help bar

Limitation: These only show subscriptions on that specific card. If you have charges split across multiple cards, you'll miss some.

Method 2: Check Apple & Google Subscriptions

Many subscriptions are billed through Apple or Google rather than directly. These don't always show the service name on your card — they show up as "APPLE.COM/BILL" or "GOOGLE*SERVICES".

iPhone/iPad:

Settings → [Your Name] → Subscriptions. This shows every active subscription billed through Apple.

Android:

Google Play → Profile icon → Payments & Subscriptions → Subscriptions.

Full guide: Cancel subscriptions on iPhone & Android →

Method 3: Download Your Statement & Search

The manual approach: download 2-3 months of credit card statements and search for recurring amounts. Look for:

Same amount appearing monthly (e.g., $9.99, $14.99, $15.99)
Cryptic merchant names you don't recognize (mystery charge identifier →)
Charges from "APPLE.COM/BILL", "GOOGLE*", "PAYPAL*" — these are usually subscriptions
Annual charges you forgot about (check November–December for auto-renewals)

How to download your statement as CSV →

Method 4: Check Your Email

Search your email for these terms to find subscription receipts:

subject:receipt
subject:subscription
subject:"payment confirmation"
subject:"auto-renewal"
subject:"your membership"
from:no-reply OR from:noreply

Tip: In Gmail, search subject:receipt after:2025/01/01 to find all receipts from the past year.

Method 5: Check Visa/Mastercard Portals

Both Visa and Mastercard offer tools to see recurring charges on your cards:

Visa: Some Visa issuers support "Visa Transaction Controls" — check your bank's app for a "recurring payments" or "subscriptions" section
Mastercard: Mastercard Smart Subscriptions lets you view and manage recurring charges on participating issuers

Note: These only work with participating banks and may not show all subscriptions.

Common Mystery Charges on Credit Cards

Don't recognize a charge? These are the most common confusing merchant names that appear on credit card statements:

APPLE.COM/BILL — Any Apple subscription (iCloud, Apple Music, Apple TV+, app subscriptions)
AMZN DIGITAL — Amazon digital services (Prime Video, Kindle Unlimited, Audible)
GOOGLE*SERVICES — Google Play subscriptions, YouTube Premium, Google One
PP*SPOTIFY — Spotify Premium (billed through PayPal)
MSFT*XBOX — Xbox Game Pass or Xbox Live Gold
NFLX — Netflix
DRI*AVAST — Avast/AVG antivirus (auto-renews aggressively)

Look up any mystery charge → 100+ decoded

What To Do After You Find Them

Once you've identified your subscriptions, decide what to keep and what to cut:

List every subscription with its monthly cost
Mark each one: Keep, Cancel, or Downgrade
Cancel immediately — use our cancel guides for step-by-step instructions and direct cancel links
Set a quarterly reminder to repeat this process

Full subscription audit guide →

🔍 Skip the Manual Work

Upload 2-3 months of credit card statements and we'll identify every subscription in 90 seconds. No bank connection needed — just a CSV or PDF download from your bank.

Find My Subscriptions — $5

One-time fee. Average user finds $32/month in forgotten charges.