How to Cancel Subscriptions on iPhone & Android (2026)

Updated February 2026 · 6 min read

You're paying for subscriptions you don't use. The average American has 12 active subscriptions and wastes $219/month on ones they've forgotten about. Here's how to find and cancel every single one — on iPhone, Android, and the sneaky ones that don't show up on either.

Cancel Subscriptions on iPhone (iOS 18)

Apple makes it relatively easy — if you know where to look.

Method 1: Through Settings (Fastest)

1. Open Settings
2. Tap your name at the top (Apple ID)
3. Tap Subscriptions
4. Tap the subscription you want to cancel
5. Tap Cancel Subscription (or Cancel Free Trial)
6. Confirm the cancellation

Method 2: Through the App Store

1. Open the App Store
2. Tap your profile icon (top right)
3. Tap Subscriptions
4. Select and cancel

Method 3: Get a Refund from Apple

If you were charged for something you didn't want (like a free trial that auto-renewed):

1. Go to reportaproblem.apple.com
2. Sign in with your Apple ID
3. Find the charge and request a refund

Apple typically refunds charges made within the last 14 days, especially for accidental renewals.

Cancel Subscriptions on Android

Method 1: Through Google Play

1. Open the Google Play Store app
2. Tap your profile icon (top right)
3. Tap Payments & subscriptions
4. Tap Subscriptions
5. Select the subscription to cancel
6. Tap Cancel subscription
7. Follow the prompts (Google may offer you a discount to stay)

Method 2: Through Google Pay

1. Go to pay.google.com
2. Click Subscriptions and services
3. Find the subscription and cancel

Get a Refund from Google

Google offers refunds within 48 hours of most app purchases and within 15 minutes for in-app purchases. For subscriptions, visit your order history and request a refund.

The Subscriptions Your Phone Won't Show You

Here's the problem: your phone only shows subscriptions billed through Apple or Google. That leaves out a huge chunk of what you're actually paying for:

• 🎬 Streaming services signed up on the web (Netflix, Hulu, Disney+)
• 🏋️ Gym memberships (Planet Fitness, LA Fitness, CrossFit)
• 📦 Subscription boxes (BarkBox, FabFitFun, HelloFresh)
• 🛡️ Insurance & warranties (AppleCare billed to card, extended warranties)
• 💼 SaaS tools (Dropbox, Adobe, Microsoft 365 billed directly)
• 📰 News & media (NYT, WSJ, Substack newsletters)
• 🎮 Gaming (PlayStation Plus, Xbox Game Pass via website)

How to Find Direct-Billed Subscriptions

Without a tool, you'd need to manually check:

1. Bank statements — Download 2-3 months and search for recurring amounts
2. Credit card statements — Same thing, different cards
3. Email inbox — Search for "subscription," "renewal," "recurring," "receipt"
4. Password manager — Look for accounts you've forgotten about

Or just upload your statement to JustCancel and get the full picture in under a minute.

5 Tips to Stop Subscription Creep

1. Set a "subscription audit" calendar reminder — Check all subscriptions every 3 months. (Here's our full audit guide)
2. Use a dedicated card for subscriptions — One card, all recurring charges. Makes it impossible to lose track.
3. Cancel free trials immediately — You still get the full trial period, but it won't auto-renew. (How the free trial trap works)
4. Watch out for annual renewals — That $99/year charge from 11 months ago is easy to forget.
5. Use JustCancel quarterly — Run your statement through once a quarter to catch anything new.

What If a Company Won't Let You Cancel?

Some companies make it intentionally hard. If you're dealing with a difficult cancellation:

• Check our cancel guides for 440+ services with direct cancellation links
• Read about how to cancel without calling
• Know your rights under the FTC Click-to-Cancel rule
• Learn about what to do if you're still charged after canceling

FAQ

Will I lose access immediately when I cancel?

No. Both Apple and Google let you keep access until the end of your current billing period. If you paid for a month on the 1st and cancel on the 15th, you still have access until the 1st of next month.

Can I cancel a subscription without deleting the app?

Yes! Deleting an app does NOT cancel the subscription. You must cancel through Settings (iPhone) or Google Play (Android). Many people delete apps thinking that stops the charges — it doesn't.

How do I cancel a subscription I signed up for on a website?

You need to cancel directly through that company's website. Check our cancel guides for step-by-step instructions for 440+ services, including direct cancellation links.

What's the fastest way to find all my subscriptions?

Check your phone settings (Apple/Google subscriptions), then upload your bank statement to JustCancel to catch everything else. Takes about 60 seconds total.