Health Subscription Audit 2026: Cut $100-400/Month in Health Spending
Updated February 2026 โข 10 min read
๐ Americans spend an average of $200-500/month on health-related subscriptions beyond insurance premiums. Most of this is markup on services available for free or at 70-90% less.
Category 1: Telehealth Subscriptions ($20-90/month)
- Hims/Ro: $20-90/month โ generic medications at 3-10x retail markup
- Nurx: $15-50/month โ birth control + consultation fees
- Done/Cerebral: $80-200/month โ ADHD telehealth
- BetterHelp/Talkspace: $240-400/month โ therapy
Savings move: Transfer prescriptions to Walmart ($4/month generics), use insurance for therapy (copay $20-50/session), get one-time GoodRx Telehealth consultations ($20-75) instead of subscriptions.
Category 2: Pharmacy/Drug Plans ($5-20/month)
- GoodRx Gold: $10-20/month โ free GoodRx gives 80-90% the same discounts
- Amazon RxPass: $5/month โ only ~80 drugs, Walmart $4 list covers more
- SingleCare Premium: Free version works for most people
Savings move: Compare prices per medication across free GoodRx, Cost Plus Drugs, Costco, and Walmart. Don't be loyal to one pharmacy.
Category 3: Supplements & Vitamins ($30-200/month)
- AG1/Athletic Greens: $79/month โ 75 ingredients in micro-doses
- Seed Probiotics: $50/month โ AGA doesn't recommend for most conditions
- Ritual Vitamins: $33-40/month โ premium branding on basic nutrients
- Care/of: $30-60/month โ personalized vitamin packs
Savings move: Basic multivitamin ($5-10/month from Kirkland/Nature Made) + Vitamin D ($3/month) covers most needs. See our AG1 analysis.
Category 4: Fitness Apps ($10-50/month)
- Peloton App: $13-44/month โ great workouts, but YouTube has millions of free alternatives
- Strava Premium: $12/month โ free version tracks everything; Premium is for competitive features
- MyFitnessPal Premium: $20/month โ free version (or Cronometer free) does calorie tracking
- Apple Fitness+: $10/month โ only useful if you have Apple Watch + Apple TV
Savings move: YouTube (free), Nike Training Club (free), and a basic calorie app handle 90% of fitness needs.
Category 5: Mental Health Apps ($8-30/month)
- Headspace: $13/month โ meditation and mindfulness
- Calm: $15/month โ sleep and meditation
- Waking Up: $15/month โ guided meditation
Savings move: Insight Timer (free, 150K+ guided meditations), YouTube meditation channels (free), your phone's built-in mindfulness features (free).
The Optimized Health Stack
๐ฐ $0-30/month vs $200-500/month typical
- Medications: Generic from Walmart/Costco + free GoodRx coupons ($4-15/month)
- Vitamins: Kirkland multivitamin + Vitamin D ($8/month)
- Fitness: YouTube workouts + free calorie tracker ($0)
- Mental health: Insight Timer + insurance-covered therapy ($0-20 copay)
- Telehealth: One-time GoodRx consultations when needed ($20-75 per visit, not subscription)
Annual savings: $2,000-5,000
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