Health Subscription Audit 2026: Cut $100-400/Month in Health Spending

Updated February 2026 โ€ข 10 min read

๐Ÿ“Š Americans spend an average of $200-500/month on health-related subscriptions beyond insurance premiums. Most of this is markup on services available for free or at 70-90% less.

Category 1: Telehealth Subscriptions ($20-90/month)

Savings move: Transfer prescriptions to Walmart ($4/month generics), use insurance for therapy (copay $20-50/session), get one-time GoodRx Telehealth consultations ($20-75) instead of subscriptions.

Category 2: Pharmacy/Drug Plans ($5-20/month)

Savings move: Compare prices per medication across free GoodRx, Cost Plus Drugs, Costco, and Walmart. Don't be loyal to one pharmacy.

Category 3: Supplements & Vitamins ($30-200/month)

Savings move: Basic multivitamin ($5-10/month from Kirkland/Nature Made) + Vitamin D ($3/month) covers most needs. See our AG1 analysis.

Category 4: Fitness Apps ($10-50/month)

Savings move: YouTube (free), Nike Training Club (free), and a basic calorie app handle 90% of fitness needs.

Category 5: Mental Health Apps ($8-30/month)

Savings move: Insight Timer (free, 150K+ guided meditations), YouTube meditation channels (free), your phone's built-in mindfulness features (free).

The Optimized Health Stack

๐Ÿ’ฐ $0-30/month vs $200-500/month typical

  • Medications: Generic from Walmart/Costco + free GoodRx coupons ($4-15/month)
  • Vitamins: Kirkland multivitamin + Vitamin D ($8/month)
  • Fitness: YouTube workouts + free calorie tracker ($0)
  • Mental health: Insight Timer + insurance-covered therapy ($0-20 copay)
  • Telehealth: One-time GoodRx consultations when needed ($20-75 per visit, not subscription)

Annual savings: $2,000-5,000

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