Full budgeting app vs. subscription finder
Zero-based budgeting system
YNAB (You Need A Budget) helps you assign every dollar a job. It's a complete budgeting methodology with bank syncing, goal tracking, and reporting.
$14.99/month ($99/year)
Ongoing subscription for full budgeting features. Free 34-day trial available.
Requires bank connection
Syncs with your bank accounts to automatically import transactions and categorize spending.
Finds your subscriptions
Upload a bank statement (CSV or PDF). AI identifies all recurring charges and gives you direct cancel links.
$5 one-time fee
No monthly subscription. No annual plan. Pay once, get your results.
No bank connection needed
Upload a CSV or PDF statement. Your data stays on your device — we don't store it.
| Just Cancel | YNAB | |
|---|---|---|
| Price | $5 once | $14.99/mo |
| Find subscriptions | Yes — AI-powered | Manual categorization |
| Cancel links | Yes | No |
| Full budgeting | Not offered | Yes |
| Bank connection | No — CSV/PDF upload | Yes (required) |
Use Just Cancel if:
You just want to find and cancel subscriptions you're wasting money on. Quick, one-time, $5.
Use YNAB if:
You want a full budgeting system to manage all your finances long-term, and you're okay with $14.99/month.