Different tools, different business models
Bill negotiation service
Billshark negotiates your bills (cable, internet, phone) to get a lower rate. They also cancel subscriptions on your behalf.
Takes 40% of savings
If they save you $50/month, they keep $20/month. Subscription cancellation costs $9 per cancellation.
Requires account access
For bill negotiation, they need your account credentials to call providers on your behalf.
Finds your subscriptions
Upload a bank statement (CSV or PDF). AI identifies all recurring charges and gives you direct cancel links.
$5 one-time fee
No percentage cuts. No per-cancellation fees. Pay once, see everything.
You cancel yourself
We give you the cancel links — you click them. No need to share account credentials with anyone.
| Just Cancel | Billshark | |
|---|---|---|
| Find subscriptions | $5 once | Free (then upsell) |
| Cancel a subscription | Free (you do it) | $9 each |
| Bill negotiation | Not offered | 40% of savings |
| Bank connection | No — CSV/PDF upload | Yes |
| 10 cancellations cost | $5 total | $90 |
Billshark pricing from their website as of January 2026.
Use Just Cancel if:
You want to find subscriptions and cancel them yourself. You don't want to share bank credentials. You want a flat $5 fee.
Use Billshark if:
You want someone to negotiate your cable/internet bill and you're okay paying 40% of the savings.