Budgeting app vs subscription finder — different tools for different jobs
PocketGuard is a full budgeting app that happens to show recurring charges. Just Cancel is built for one thing: finding subscriptions you can cancel.
If you want ongoing budget tracking, PocketGuard might be your thing. If you just want to find and cancel subscriptions right now, Just Cancel does that in 2 minutes for $5.
| Just Cancel | PocketGuard | |
|---|---|---|
| Price | $5 once | $7.99/month |
| 1 year cost | $5 | $95.88 |
| Bank connection | No — CSV upload | Yes — Plaid required |
| Cancel links | Yes — 440+ services | No |
| Purpose | Find & cancel subs | Full budgeting |
PocketGuard Plus pricing from their website as of January 2026. Free tier available with limited features.
PocketGuard connects to your bank
Uses Plaid to link bank accounts, credit cards, and loans. Has ongoing access to your transaction data.
Just Cancel uses file upload
You export a CSV or PDF statement and upload it. AI analyzes it. Results saved to your browser's localStorage only. No bank credentials needed.
Signing up for a $7.99/month budgeting app to find subscriptions you're wasting money on is... a subscription you might need to cancel later.
Just Cancel is a one-time purchase. No subscription to forget about. No recurring charge showing up on next year's statement.