Bill negotiator vs. subscription finder
Bill negotiation & subscription tracking
Hiatus connects to your bank, finds recurring charges, and negotiates bills on your behalf. They also pause or cancel subscriptions for you.
Takes a percentage of savings
Hiatus keeps a share of whatever they save you on bill negotiations. The more you save, the more they earn.
Requires bank connection
Links to your bank accounts via Plaid to automatically detect recurring charges and spending patterns.
Finds your subscriptions
Upload a bank statement (CSV or PDF). AI identifies all recurring charges and gives you direct cancel links.
$5 one-time fee
No percentage of savings. No monthly fees. One flat price.
You stay in control
We give you the information and cancel links — you decide what to cancel and do it yourself. No sharing account credentials.
| Just Cancel | Hiatus | |
|---|---|---|
| Find subscriptions | $5 once | Free (with bank link) |
| Cancel links | Yes | They cancel for you |
| Bill negotiation | Not offered | % of savings |
| Bank connection | No — CSV/PDF upload | Yes (Plaid) |
| Hidden fees | None | % varies by savings |
Use Just Cancel if:
You want a quick snapshot of all your subscriptions with cancel links, for a flat $5. No bank connection, no ongoing fees.
Use Hiatus if:
You want someone to negotiate your bills and handle cancellations for you, and you're comfortable sharing bank access and paying a percentage.