Two tools for canceling subscriptions — here's how they compare
Subscription cancellation service
Chargeback (joinchargeback.com) provides cancel guides and offers to cancel subscriptions on your behalf through their app.
Links bank accounts via Plaid
Connects directly to your bank to detect recurring charges. Requires sharing bank credentials through a third-party service.
Subscription-based pricing
Uses a monthly subscription model — you pay recurring fees to manage your recurring fees.
Finds every subscription in your statement
Upload a bank statement (CSV or PDF). AI identifies all recurring charges and gives you direct cancel links for 440+ services.
$5 one-time fee
No subscription. No recurring charges. Pay once, see everything, cancel what you want.
No bank connection needed
Your bank statement never leaves your browser during analysis. No Plaid. No third-party access to your accounts.
| Just Cancel | Chargeback | |
|---|---|---|
| Pricing | $5 once | Monthly subscription |
| Bank connection | No — upload CSV/PDF | Yes — Plaid |
| Cancel guides | 440+ services | Extensive library |
| Cancels for you | No — you click the links | Yes (some services) |
| Privacy | Statement stays in browser | Bank access required |
| Ongoing cost | $0 — one-time | Monthly fee |
| Refund guarantee | Yes — money-back | Varies |
Chargeback is a subscription to manage your subscriptions. It connects to your bank, monitors charges, and can cancel some services for you. If you want hands-off management, that's the tradeoff.
Just Cancel is a one-time scan. Upload your statement, see what you're paying for, get cancel links, done. $5, no recurring fees, no bank access needed. You stay in control.
If you're paying $10-15/month for a cancellation service, that's $120-180/year — which is probably more than you'd save on most subscriptions. Just Cancel costs less than a single month of most subscription management tools.
Use Just Cancel if:
You want a quick one-time audit of your subscriptions. You don't want to connect your bank. You want to save $5, not pay $15/month.
Consider Chargeback if:
You want ongoing automated monitoring and don't mind sharing bank access. You prefer someone else handling cancellations for you.
Find every subscription in 60 seconds
Upload your bank statement. AI finds them all. $5 once.
Try Just Cancel →