Is it hard to cancel SoFi Plus?

SoFi Plus cancellation difficulty is rated "easy". The cancellation process is straightforward.

Where is the SoFi Plus cancel page?

You can cancel SoFi Plus directly at https://www.sofi.com/account

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How to Cancel SoFi Plus

Updated 2026-02-16 — Step-by-step cancellation guide

📖Want the full story? Read our detailed SoFi Plus cancellation guide

Quick Facts

Difficulty

Easy

Easy — Online, takes 2 minutes

Direct Cancel Link

Cancel SoFi Plus →

Opens SoFi Plus's account settings in a new tab.

How to Cancel

SoFi Plus is free when you set up direct deposit. If you stop direct deposit, you lose Plus benefits automatically. No cancellation needed.

Good to Know

SoFi Plus is free with direct deposit ($1,000+/month). Benefits: 4.00% APY checking/savings, 1% 401k match, no-fee overdraft. No direct deposit = automatic downgrade.

How much is SoFi Plus really costing you?

SoFi Plus is just one subscription. The average person has 12 — and most don't realize half are still charging.

Drop a bank statement and we'll instantly find every recurring charge — with direct cancel links for each one.

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Helpful Resources

Done with SoFi Plus? Find what else you're paying for

People who cancel SoFi Plus save an average of $182/mo on subscriptions

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