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How to Cancel SoFi

Updated 2026-02-17 — Step-by-step cancellation guide

📖Want the full story? Read our detailed SoFi cancellation guide

Quick Facts

Difficulty

Medium

Medium — May require extra steps

Direct Cancel Link

Cancel SoFi →

Opens SoFi's account settings in a new tab.

How to Cancel

Option 1: app(Recommended)

Open SoFi app → Settings → select each account → Close Account. Must close each product individually.

Option 2: phone

Call 1-855-456-7634. Request full account closure across all products.

⚠️ Watch Out For

Good to Know

SoFi Plus ($9.99/mo) must be canceled separately. Withdraw all funds from each account before closing.

How much is SoFi really costing you?

SoFi is just one subscription. The average person has 12 — and most don't realize half are still charging.

Drop a bank statement and we'll instantly find every recurring charge — with direct cancel links for each one.

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Helpful Resources

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People who cancel SoFi save an average of $182/mo on subscriptions

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