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How to Cancel Betterment

Updated 2026-02-16 — Step-by-step cancellation guide

📖Want the full story? Read our detailed Betterment cancellation guide

Quick Facts

Difficulty

Medium

0

Medium — May require extra steps

Direct Cancel Link

Cancel Betterment →

Opens Betterment's account settings in a new tab.

How to Cancel

Log into betterment.com → Settings → Close Account. You must liquidate or transfer investments first. For transfers, initiate an ACAT transfer from your new brokerage.

⚠️ Watch Out For

Good to Know

Betterment charges 0.25% annual fee (no monthly fee). Premium is 0.65%/yr. Closing triggers sale of investments and potential capital gains taxes. Consider transferring instead of selling.

How much is Betterment really costing you?

Betterment is just one subscription. The average person has 12 — and most don't realize half are still charging.

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People who cancel Betterment save an average of $182/mo on subscriptions

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