Updated 2026-02-16 — Step-by-step cancellation guide
Difficulty
Medium
Medium — May require extra steps
Option 1: Website (future purchases)(Recommended)
Delete your Affirm account: App → Profile → Settings → Delete Account. This prevents future BNPL purchases but doesn't cancel existing loans.
Option 2: Phone (active loans)
Call 1-855-423-3729 to discuss paying off or settling active Affirm loans.
Affirm isn't a subscription — it's buy now pay later. You can't cancel active loans but you CAN delete your account to stop future temptation. Pay off loans early with no prepayment penalties.
Affirm is just one subscription. The average person has 12 — and most don't realize half are still charging.
Drop a bank statement and we'll instantly find every recurring charge — with direct cancel links for each one.
Find All My Subscriptions — Free PreviewUpload a CSV or PDF · See your charges free · Pay $5 only to unlock full details
People who cancel Affirm save an average of $182/mo on subscriptions
Upload your bank statement and we'll find every recurring charge in 30 seconds. Most people find 3-5 subscriptions they forgot about.
Scan My Statement — It's FreeNo account needed · No bank connection · 1,000+ people have used JustCancel