π Valentine's Day Breakup Guide: Dump Your Subscriptions, Not Your Partner
February 14, 2026 Β· 5 min read
Happy Valentine's Day! While you're thinking about love, let's talk about the toxic relationships you should end β the subscriptions silently draining your bank account every month.
The average American spends $219/month on subscriptions. That's $2,628/year β enough for a really nice vacation. And according to CNET, most people waste at least$17/month on subscriptions they don't even use.
π It's not you, it's them.
Your subscriptions have been taking your money and giving nothing back. Time to break up.
π© Red Flags Your Subscription Is Toxic
You know the signs of a bad relationship. Here are the subscription equivalents:
- You forgot they existed β That Paramount+ trial from 3 months ago? Still charging you $11.99/mo.
- They keep raising prices without asking β Netflix went from $8 to $23. YouTube Premium just hit $14. They never asked how you felt about it.
- Breaking up is intentionally hard β Looking at you, gym memberships that require certified mail and a 30-day notice period.
- They guilt-trip you into staying β βAre you SURE you want to cancel? You'll lose all your saved playlists!β
- You only keep them out of habit β When's the last time you actually used that meditation app?
πΈ The Cost of Staying in Bad (Subscription) Relationships
Here's what the most common βzombie subscriptionsβ cost per year:
- Streaming you don't watch: $120-$276/year (Netflix, Hulu, Disney+, HBO Max)
- Gym you don't attend: $240-$600/year
- Apps you opened once: $60-$120/year (Headspace, Calm, MasterClass)
- Free trials you forgot: $48-$180/year
- Cloud storage you don't need: $36-$120/year
Add it up. Most people find $50-$200/month in subscriptions they can cut without missing anything. That's a nice dinner for two every month β or $2,400/year for literally anything else.
π The 15-Minute Breakup Plan
Forget swiping. Here's your Valentine's Day action plan:
Step 1: Find Your Hidden Subscriptions (2 minutes)
Download your bank statement as a CSV or PDF, then upload it to Just Cancel. We'll scan it and show you every recurring charge β including the ones you forgot about.
Most people find 3-7 subscriptions they didn't know they were paying for.
Step 2: Swipe Left on the Ones You Don't Need (5 minutes)
For each subscription, ask yourself: βIf this disappeared tomorrow, would I even notice?β
If the answer is no, it's time to break up.
Step 3: Actually Cancel Them (8 minutes)
This is where most people give up β companies make cancellation intentionally confusing. That's why we built cancel guides for 1,100+ services with direct cancel links and step-by-step instructions.
π‘ Pro tip: Some companies offer βretention dealsβ when you try to cancel. Check our guide to retention offers to negotiate a better price on the subscriptions you actually want to keep.
π The Hardest Breakups (Subscriptions That Fight Back)
Some subscriptions are like clingy exes β they really don't want you to leave:
- Planet Fitness β Requires certified mail or in-person visit. No online cancellation.
- Xfinity/Comcast β Multiple retention calls, pushy agents, hidden early termination fees.
- Adobe Creative Cloud β 50% of remaining contract as an early termination fee.
- SiriusXM β Phone-only cancellation with aggressive retention scripts.
- New York Times β Chat-only cancellation with multiple βare you sure?β prompts.
See the full list of the hardest subscriptions to cancel in our Dark Patterns Hall of Shame.
β€οΈ The Subscriptions Worth Keeping
Not all subscriptions are bad! Keep the ones that genuinely improve your life. A good test: would you actively re-subscribe if it disappeared?
For everything else β it's time to break up. Your wallet will thank you, and unlike a real breakup, this one comes with zero emotional baggage and an instant raise.
π Ready to Break Up With Your Subscriptions?
Upload your bank statement and find every subscription hiding in your transactions.
Find My Hidden Subscriptions β$5 one-time Β· No subscription required (ironic, we know) Β· Money-back guarantee