How to Cancel Coinbase One in 2026 — Do the Math on $29.99/Month Trading Fees
Updated February 2026 • 4 min read
Cancel Your Subscription
- Open the Coinbase app or go to coinbase.com/settings
- Tap Coinbase One (or Profile → Subscription)
- Tap Cancel subscription
- Confirm — access continues until end of billing period
What Coinbase One Includes ($29.99/month)
- Zero trading fees: No fees on buys, sells, and conversions on Coinbase (not Advanced Trade)
- $1M account protection: Insurance on eligible assets (beyond FDIC)
- Priority support: Phone/chat with shorter wait times
- Staking boost: Higher APY on staked assets
- Tax tools: TurboTax-integrated crypto tax reports
The Break-Even Math
Coinbase's standard trading fee is roughly 1-1.5% per trade. To save $29.99/month in fees, you need to trade approximately $2,000-3,000/month in crypto.
- Trade $500/month → save ~$7.50 in fees → losing $22.49/month
- Trade $1,000/month → save ~$15 → losing $14.99/month
- Trade $3,000/month → save ~$45 → saving $15.01/month ✅
- Trade $5,000/month → save ~$75 → saving $45.01/month ✅
If you're a buy-and-hold investor doing one $200 DCA purchase per month, you're paying $30 to save $3 in fees. That's a terrible deal.
Cheaper Alternatives (Without a Subscription)
- Coinbase Advanced Trade (free): Built into Coinbase, 0.4-0.6% maker/taker fees — way cheaper than standard Coinbase
- Kraken: 0.16-0.26% fees, excellent security, no subscription needed
- Gemini ActiveTrader: 0.2-0.4% fees, strong regulation
- Strike: 0% fees on Bitcoin purchases (spread only)
- Cash App: Low-fee Bitcoin buying, free transfers to external wallets
💡 Just Use Advanced Trade
Coinbase Advanced Trade is free and built into the same Coinbase app. It has limit orders, lower fees (0.4-0.6%), and no subscription. The "standard" Coinbase interface with 1.5% fees exists to extract maximum revenue from casual users. Switch to Advanced Trade, cancel Coinbase One, and save $360/year.
Get a Refund
- Contact Coinbase support through the app or help.coinbase.com
- Request refund within 48 hours of charge
- Apple/Google app store subscriptions: refund through those platforms
What other fintech subscriptions are charging you?
Upload your bank statement — JustCancel finds every recurring charge.
Find My Subscriptions →More from the Blog
Popular Cancel Guides
Want to find ALL your subscriptions at once?
Upload a bank statement and we'll detect every recurring charge in 30 seconds. Most people find 3-5 subscriptions they forgot about.
Scan My Statement — FreeNo account · No bank login · 960+ people have used JustCancel