Short answer: it's Zip (formerly Quadpay) charging you Varies.
| Charge: | ZIP PAY |
| Service: | Zip (formerly Quadpay) |
| Amount: | Varies/mo |
| Category: | finance |
| Legitimate: | ✅ Yes (if you signed up) |
Zip (formerly Quadpay) is a buy-now-pay-later service that splits purchases into 4 interest-free payments. Charges appear every 2 weeks until your purchase is paid off. Not a subscription — it's installment payments for a specific purchase.
Zip installments can't be 'cancelled' — they're payments for purchases already received. To stop using Zip for future purchases, delete the app and remove your payment method at zip.co/dashboard.
Contact Zip support at zip.co/help or in the Zip app → Support. For unauthorized charges, contact both Zip and your bank.
If “ZIP PAY” surprised you, there might be more subscriptions hiding on your bank statement. Upload your statement and we'll find every recurring charge — with cancel links for each one.
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