Is "SPOTIFY USA" a legitimate charge?

Yes, "SPOTIFY USA" is a legitimate charge from Spotify Premium. However, if you didn't sign up for this service, it could be an unauthorized charge — check the dispute section below.

What Is “SPOTIFY USA” on My Bank Statement?

Short answer: it's Spotify Premium charging you $11.99.

⚡ Quick Answer

Charge:	SPOTIFY USA
Service:	Spotify Premium
Amount:	$11.99/mo
Category:	streaming
Legitimate:	✅ Yes (if you signed up)

Also Appears As

SPOTIFY USA

Why Am I Being Charged?

This is your Spotify Premium music streaming subscription. It provides ad-free listening, offline downloads, and unlimited skips.

Common Reasons for This Charge:

Spotify Premium Individual ($11.99/mo)
Spotify Premium Duo ($16.99/mo)
Spotify Premium Family ($19.99/mo)
Spotify Premium Student ($5.99/mo)
Free trial converted to paid

How to Cancel Spotify Premium

Go to spotify.com/account → Subscription → Change plan → Cancel Premium. Must be done on web, not the app.

📖 See our full guide: How to Cancel Spotify Premium — Step by Step

Don't Recognize This Charge?

Contact Spotify at support.spotify.com → Account → Payment → I was charged unexpectedly.

🔍 Find ALL Hidden Charges on Your Statement

If “SPOTIFY USA” surprised you, there might be more subscriptions hiding on your bank statement. Upload your statement and we'll find every recurring charge — with cancel links for each one.

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Similar Mystery Charges

PP*SPOTIFY→ Spotify via PayPal HULU LLC→ Hulu NFLX DIGITAL→ Netflix DISNEYPLUS→ Disney+

See a charge you don't recognize?

Upload your bank statement and we'll identify every recurring charge — most people find $50-200/month in forgotten subscriptions.

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📚 Related Guides

← Browse All Mystery Charges · 1,100+ Cancel Guides · Blog · Scan My Statement