What Is “RAKUTEN” on My Bank Statement?

Short answer: it's Rakuten (formerly Ebates) charging you $0 (cashback service).

⚡ Quick Answer
Charge:RAKUTEN
Service:Rakuten (formerly Ebates)
Amount:$0 (cashback service)/mo
Category:shopping
Legitimate:⚠️ Possibly fraudulent

Also Appears As

RAKUTEN*CASHBACKRAKUTEN INCRAKUTEN REWARDSEBATES

Why Am I Being Charged?

Rakuten is a FREE cashback service — they pay YOU, not the other way around. If you see a charge from Rakuten, it's likely a purchase you made through Rakuten's shopping portal being processed, or confusion with another merchant. Rakuten may also show as a credit (cashback deposit).

Common Reasons for This Charge:

How to Cancel Rakuten (formerly Ebates)

Rakuten cashback is free — nothing to cancel. If you want to close your account, go to rakuten.com → Account Settings → Close Account.

Don't Recognize This Charge?

If you see an unexpected charge, check if it's actually a credit (cashback). Contact Rakuten at rakuten.com/help. If it's an actual unauthorized debit, report to your bank.

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