Short answer: it's PayPal Instant Transfer charging you $1–$5,000+.
| Charge: | PP*INST XFER |
| Service: | PayPal Instant Transfer |
| Amount: | $1–$5,000+/mo |
| Category: | finance |
| Legitimate: | ✅ Yes (if you signed up) |
This is a PayPal Instant Transfer fee. When you transfer money from PayPal to your bank account instantly (instead of waiting 1-3 business days), PayPal charges a 1.75% fee (max $25). The 'PP*INST XFER' descriptor appears as the fee deduction.
This is a one-time fee, not a subscription. To avoid future charges, use 'Standard Transfer' (free, 1-3 business days) instead of 'Instant Transfer' when moving money from PayPal to your bank.
Log in to PayPal → Activity → find the transaction → Report a Problem. Or call PayPal at 1-888-221-1161.
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