Short answer: it's Plaid (Bank Linking) charging you $0–$5.
| Charge: | PLAID INC |
| Service: | Plaid (Bank Linking) |
| Amount: | $0–$5/mo |
| Category: | finance |
| Legitimate: | ✅ Yes (if you signed up) |
Plaid is a bank connection service used by many apps (Venmo, Cash App, Robinhood, Coinbase, etc.). Plaid charges are usually micro-deposits to verify your bank account. They should be temporary and reversed within 1-3 days.
Plaid doesn't charge you directly — the app that uses Plaid does. Identify which app initiated the connection at my.plaid.com/connections.
If micro-deposits aren't reversed within 5 business days, contact the app that initiated the bank link. You can revoke Plaid access at my.plaid.com.
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