Short answer: it's PayPal Instant Transfer charging you Varies.
| Charge: | PAYPAL INST XFER |
| Service: | PayPal Instant Transfer |
| Amount: | Varies/mo |
| Category: | billing |
| Legitimate: | ✅ Yes (if you signed up) |
This is a PayPal Instant Transfer — someone sent money to your PayPal and you transferred it to your bank instantly (for a fee), or a merchant charged you through PayPal. It's NOT always a subscription.
Log into paypal.com → Settings → Payments → Manage automatic payments. Cancel any recurring billing agreements you don't recognize.
Open a dispute at paypal.com/disputes within 180 days. PayPal has strong buyer protection.
If “PAYPAL INST XFER” surprised you, there might be more subscriptions hiding on your bank statement. Upload your statement and we'll find every recurring charge — with cancel links for each one.
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