What Is “KLARNA” on My Bank Statement?

Short answer: it's Klarna (Buy Now Pay Later) charging you $10–$200.

⚡ Quick Answer
Charge:KLARNA
Service:Klarna (Buy Now Pay Later)
Amount:$10–$200/mo
Category:finance
Legitimate:✅ Yes (if you signed up)

Also Appears As

KLARNA*KLARNA INCKLARNA PAYMENTKLRN*

Why Am I Being Charged?

This is a Klarna buy-now-pay-later installment payment. You purchased something using Klarna's 'Pay in 4' or financing option, and this is one of your scheduled payments. Klarna splits purchases into 4 interest-free payments every 2 weeks.

Common Reasons for This Charge:

How to Cancel Klarna (Buy Now Pay Later)

Open the Klarna app → Purchases → find the plan. You can't cancel individual payments, but you can return the item for a refund. To stop future Klarna use, simply don't select it at checkout.

Don't Recognize This Charge?

Contact Klarna support in the app or at klarna.com/us/customer-service. For item issues, contact the retailer first — Klarna can pause payments during disputes.

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