What Is “CHIME” on My Bank Statement?

Short answer: it's Chime (Mobile Bank) charging you $1–$200.

⚡ Quick Answer
Charge:CHIME
Service:Chime (Mobile Bank)
Amount:$1–$200/mo
Category:finance
Legitimate:✅ Yes (if you signed up)

Also Appears As

CHIME FINANCIALCHIME DIRECT DEPCHIME SAVINGSCHIME TRANSFER

Why Am I Being Charged?

This is a transaction from Chime, a mobile banking platform. Chime doesn't charge monthly fees, so this is likely a SpotMe overdraft repayment, a transfer between accounts, or a purchase made with your Chime card showing up on another bank statement.

Common Reasons for This Charge:

How to Cancel Chime (Mobile Bank)

Chime has no subscription to cancel. To close: Chime app → Settings → Close Account. Transfer balance first.

Don't Recognize This Charge?

Contact Chime at 1-844-244-6363 or through the app. For unauthorized transactions, freeze your card immediately in the app.

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ACH DEBIT COINBASECoinbasePNC BILL PAYPNC Bank Bill PayRECURRING PYMT AUTHGeneric Recurring PaymentCHECK DEPOSITCheck Deposit

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📚 Related Guides

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