Short answer: it's Affirm (Buy Now Pay Later) charging you $20–$500.
| Charge: | AFFIRM |
| Service: | Affirm (Buy Now Pay Later) |
| Amount: | $20–$500/mo |
| Category: | finance |
| Legitimate: | ✅ Yes (if you signed up) |
Affirm provides installment loans for purchases. Monthly payments appear on your bank statement for items you financed through Affirm at checkout (common on Amazon, Walmart, Peloton, etc.).
You can't cancel an active Affirm loan, but you can pay it off early with no penalty. Open the Affirm app → select the loan → Make a Payment → Pay in Full.
Contact Affirm at help.affirm.com or call 1-855-423-3476. For unauthorized loans, contact both Affirm and your bank.
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