Updated 2026-02-16 — Step-by-step cancellation guide
Difficulty
Medium
Avg. Price
$25/mo
Medium — May require extra steps
Opens TransUnion Credit Monitoring's account settings in a new tab.
Option 1: phone(Recommended)
Call TransUnion at 1-800-916-8800. Say 'cancel my subscription' to the automated system. You'll be transferred to a retention agent who will try to keep you — firmly decline all offers.
Option 2: online
Log in at transunion.com → My Account → Manage Subscription → Cancel. The online option may redirect you to call instead.
TransUnion TrueIdentity is FREE (basic credit monitoring + 1 bureau). The paid plans ($24.95/mo for premium monitoring) are unnecessary for most people. Free alternatives: Credit Karma (free TransUnion + Equifax scores), Experian free account, annualcreditreport.com (free reports). By law, you can freeze/unfreeze your credit for FREE at all 3 bureaus — you don't need a paid service for this.
TransUnion Credit Monitoring alone is $300/year. But the average person has 12 active subscriptions — and most don't realize half of them are still charging.
Drop a bank statement and we'll instantly find every recurring charge — with direct cancel links for each one.
Find All My Subscriptions — Free PreviewUpload a CSV or PDF · See your charges free · Pay $5 only to unlock full details
People who cancel TransUnion Credit Monitoring save an average of $182/mo on subscriptions
Upload your bank statement and we'll find every recurring charge in 30 seconds. Most people find 3-5 subscriptions they forgot about.
Scan My Statement — It's FreeNo account needed · No bank connection · 1,000+ people have used JustCancel