Updated 2026-02-16 — Step-by-step cancellation guide
Difficulty
Medium
Avg. Price
$20/mo
Medium — May require extra steps
Opens Equifax Credit Monitoring's account settings in a new tab.
Option 1: phone(Recommended)
Call Equifax at 1-888-548-7878. Navigate through the automated system to 'cancel subscription.' Expect retention offers — decline firmly.
Option 2: online
Log in at my.equifax.com → Memberships → Manage Plan → Cancel. May require calling instead depending on your plan type.
Equifax Complete ($19.95/mo) and Equifax ID Patrol ($16.95/mo) are the paid plans. FREE alternatives do the same thing: Credit Karma gives free Equifax scores, your bank likely offers free credit monitoring, and annualcreditreport.com provides free weekly reports from all 3 bureaus. After the 2017 Equifax data breach that exposed 147M people, many consumers actively avoid paying Equifax for security.
Equifax Credit Monitoring alone is $240/year. But the average person has 12 active subscriptions — and most don't realize half of them are still charging.
Drop a bank statement and we'll instantly find every recurring charge — with direct cancel links for each one.
Find All My Subscriptions — Free PreviewUpload a CSV or PDF · See your charges free · Pay $5 only to unlock full details
People who cancel Equifax Credit Monitoring save an average of $182/mo on subscriptions
Upload your bank statement and we'll find every recurring charge in 30 seconds. Most people find 3-5 subscriptions they forgot about.
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