Learning Subscription Audit 2026: You're Paying $500+/Year to Not Learn

Updated 2026-03-02 • 9 min read

📊 The completion rate problem: Online course completion rates average 5-15%. That means for every $100 you spend on learning platforms, you're getting $5-15 of value. The rest is the "aspiration tax" — paying for the person you wish you were.

The Full Learning Subscription Stack

Maximum stack: $2,867-$3,771/year. We've seen bank statements with 4-6 of these active simultaneously.

The Audit Framework

For each learning subscription, answer honestly:

  1. When did you last complete a lesson? If more than 30 days ago → cancel
  2. What course are you currently in? If you can't name it → cancel
  3. What did you learn last week? If you can't recall → cancel
  4. Is there a free alternative? For 90% of learning subs, yes → cancel and switch
  5. Would you re-subscribe if it lapsed? If no → that tells you everything

Free Alternatives by Category

Coding & Tech

Languages

General Knowledge

Books & Reading

Creative Skills

The One-Sub Rule

If you must pay for learning, follow this rule:

Why Learning Subs Have High Churn

Learning platforms exploit the gap between who you are and who you want to be:

🎓 The average person pays for 2.7 learning subscriptions and actively uses 0.4 of them. That's hundreds of dollars per year paying for aspiration, not education. Upload your bank statement to JustCancel to find every learning sub you've stopped using.

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