How to Cancel Truebill/Rocket Money (2026 Guide) — The Irony of Paying a Subscription to Cancel Subscriptions
Updated 2026-02-28 · 5 min read
Rocket Money (formerly Truebill) charges $4-12/month to help you find and cancel subscriptions. Let that sink in: you're paying a subscription to cancel subscriptions. That's $48-144/year for something you can do yourself in 30 minutes. Plus their bill negotiation service takes 30-60% of your savings as a fee. Here's how to cancel the cancellation service.
🤦 The Subscription Paradox
Rocket Money found $300/year in subscriptions for you? Great. They're also charging you $144/year for premium. And taking 40% of any bill savings they negotiate. Net savings after their fees: often close to $0. You could have cancelled those subscriptions yourself and kept 100% of the savings.
How to Cancel Rocket Money Premium
Open the Rocket Money app
Go to Settings → Membership
Tap Cancel Premium
Confirm — you keep access until end of billing period
Cancel Through Apple/iOS
Settings → your name → Subscriptions
Find Rocket Money (or Truebill)
Tap Cancel Subscription
Cancel Through Google Play
Google Play Store → Profile → Payments & subscriptions
Find Rocket Money → Cancel
Delete Your Account
🔒 Important: Disconnect Your Bank First
Rocket Money has access to your bank accounts via Plaid. Before deleting your account: Go to Settings → Linked Accounts → unlink ALL bank accounts. Then delete your account. This ensures they no longer have access to your financial data.
The Bill Negotiation Fee Reality
Rocket Money negotiates lower bills for cable, internet, phone, etc.
They take 30-60% of the first year's savings
Example: They save you $50/month on cable ($600/year). They take $240-360 as their cut
You could call your cable company yourself and keep the full $600
The same negotiation scripts Rocket Money uses are available free online
DIY Subscription Audit (Free)
💰 Do What Rocket Money Does — For Free
Download bank statements for the last 3 months
Search for recurring charges — anything the same amount monthly
Cancel what you don't use — call or go to account settings
Negotiate bills yourself — call, say "I'm thinking of canceling," get transferred to retention
Use JustCancel to upload your statement and we'll find every subscription automatically — no premium subscription needed
Rocket Money vs JustCancel
Rocket Money: $4-12/month subscription, requires bank login, takes 30-60% of negotiation savings
JustCancel: One-time $5, upload a statement (no bank login), find all subscriptions instantly
🔍 Find Subscriptions Without a Subscription
Upload your bank statement and we'll find every recurring charge — no monthly fee, no bank login, no cut of your savings.