Instead of paying TransUnion for monitoring, do this:
Freeze your credit at all 3 bureaus (free): TransUnion (transunion.com/freeze), Experian, Equifax — prevents new accounts
Set up Credit Karma alerts (free): Notifies you of any changes to TransUnion or Equifax reports
Check AnnualCreditReport.com quarterly (free): Review full reports for errors or fraud
Enable bank transaction alerts (free): Instant notifications for charges over $0
💡 The Truth About Credit Monitoring: Credit monitoring tells you about fraud after it happens. A credit freeze prevents fraud from happening. One costs $0-30/month. The other costs $0. The free option is the better one.
📊 Find More Subscriptions to Cancel Upload your bank statement to JustCancel — we'll find every recurring charge you can cut.