Updated 2026-02-22 ยท 5 min read
๐ The Zebra Is a Lead Generator, Not an Insurer
The Zebra makes money by selling your information to insurance companies. When you get a "free quote," your name, address, phone number, and driving history go to multiple carriers. That's why the spam calls start immediately. Deleting your Zebra account doesn't un-share your data โ it's already been sold.
The Zebra positions itself as an "insurance comparison marketplace" โ the Kayak of insurance. You enter your details, they show you quotes from multiple carriers. Sounds helpful. But here's what's really happening:
Visit The Zebra's privacy page and submit a "Do Not Sell My Personal Information" request. This is required under CCPA (California) and similar state laws. Even if you're not in California, submit the request โ most companies honor it nationwide to avoid compliance headaches.
You don't need a comparison site to shop for insurance. Here's what actually works:
๐ก The 3-Quote Rule
Research shows that getting 3 direct quotes captures 90% of the potential savings. Going from 3 to 10 quotes (what comparison sites do) typically saves an additional $20-40/year โ not worth the weeks of spam calls. Get 3 quotes directly, pick the best one, and move on.
The Zebra, Jerry, Policygenius, Gabi, Coverage.com โ they all operate the same way. Enter your info, they sell it to carriers, carriers spam you. The only difference is how aggressive the follow-up is. If you've used one comparison site, don't use another โ it just doubles the spam with minimal additional savings.
๐ See What You're Actually Paying for Insurance
Insurance premiums, comparison site subscriptions, roadside assistance add-ons โ car-related recurring charges add up fast. JustCancel scans your bank statement to surface every recurring charge so you can see the full picture.
Direct cancel link + step-by-step instructions
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