How to Cancel TaxAct Subscription in 2026

Last updated: February 2026 • Difficulty: Easy • Cost: Free–$90 per filing

Quick answer: TaxAct charges at filing, not as a monthly subscription. But if you're seeing unexpected charges, check for Xpert Help add-ons ($60+) or state return fees ($40+). Log in at taxact.com → My Account → review and cancel any active services.

How TaxAct Billing Works

Unlike most subscriptions, TaxAct isn't a recurring monthly charge. Here's the pricing structure:

Free: Simple federal returns (W-2 income, standard deduction)
Deluxe ($49.99): Itemized deductions, student loans, HSAs
Premier ($69.99): Investments, rental income, foreign accounts
Self-Employed ($89.99): 1099 income, business expenses, Schedule C
State return: +$39.99 per state (each, not included)
Xpert Help: +$59.99+ for on-demand tax expert access

You're charged when you click "File" — not before. But there are a couple ways unexpected charges happen.

Why You Might Be Getting Charged

Xpert Help auto-added: TaxAct sometimes adds Xpert Help during the filing flow. If you didn't explicitly remove it, you might have paid $60+ extra.
"Pay with refund" fee: If you chose to pay TaxAct from your tax refund instead of a credit card, there's an additional ~$25 processing fee.
TaxAct+ subscription: Some users signed up for TaxAct+ (year-round access to prior returns and tax planning tools) without realizing it's a recurring charge.

Cancel TaxAct+ (Year-Round Service)

Go to taxact.com and log in
Go to My Account
Find TaxAct+ or any active subscription
Click Cancel
Confirm cancellation

Delete Your TaxAct Account

If you want to fully remove your TaxAct account and all stored tax data:

Log in to TaxAct
Go to My Account → Account Settings
Look for Delete Account
If not available online, contact support at 1-319-373-3600

Before deleting, download PDFs of all your filed returns. You'll need them for future reference, loan applications, and potential audits (keep tax records for at least 7 years).

Cheaper Tax Filing Alternatives

IRS Free File — completely free federal filing if income is under $84,000 (through IRS partner sites)
FreeTaxUSA — free federal, $14.99 per state — cheaper than TaxAct for most situations
Cash App Taxes — completely free federal + state (no catch, no income limits)
IRS Direct File — free, directly from the IRS, available in growing number of states
VITA — free in-person tax prep for income under $67,000 (volunteer program)

TaxAct vs. TurboTax

TaxAct is the budget alternative to TurboTax, typically $20-50 cheaper per tier. But FreeTaxUSA is even cheaper than TaxAct — free federal filing with $14.99 state returns versus TaxAct's $40+ state fee. For simple returns, there's no reason to pay more than $15 total.

💡 Pro tip: Upload your bank statement to JustCancel to find TaxAct charges and every other recurring payment — tax prep fees, identity monitoring, and financial service subscriptions add up.