Cancel Target Circle 360 in 2026: Is the $99/Year Delivery Worth It?

Updated 2026-03-02 • 6 min read

🎯 Price doubled: Target Circle 360 launched at $49/year. It's now $99/year. That's $8.25/month for free delivery on orders over $35. If you order fewer than twice a month, you're overpaying.

How to Cancel Target Circle 360

Method 1: Website (Fastest)

Go to target.com/account/membership
Sign in to your Target account
Click Manage membership
Select Cancel membership
Confirm cancellation — access continues through your billing period

Method 2: Target App

Open the Target app
Tap Account (bottom right)
Tap Target Circle
Tap Manage membership
Select Cancel

Method 3: Phone

Call 1-800-440-0680 and request cancellation. Representatives can process it immediately.

The Math: When Circle 360 Stops Making Sense

At $99/year, you need to save at least $99 in delivery fees to break even:

Same-day delivery without membership: $9.99 per order
Breakeven: ~10 same-day delivery orders per year (less than once a month)
But: Standard shipping is free on orders over $35 for ALL Target customers
Real question: How often do you NEED same-day delivery vs. can wait 3-5 days?

💡 Hidden benefit most people forget: Circle 360 includes free Shipt membership for delivery from other stores (CVS, Petco, etc.). If you use Shipt for multiple stores, the membership may still pay for itself even if you rarely order from Target.

What You Lose vs. Keep

You Lose:

Free same-day delivery via Shipt (on orders $35+)
Free 2-day shipping (no minimum)
Extended return window (additional 30 days)
Free Shipt membership for other stores

You Keep:

Target Circle (free tier) — 1% earnings on every purchase
Free standard shipping on $35+ orders
Target Circle birthday reward
Weekly personalized deals
Target RedCard benefits (if you have one — 5% off everything)

The RedCard Alternative

The Target RedCard (debit or credit) gives you:

5% off every purchase — in-store and online
Free 2-day shipping — same as Circle 360
Extended returns — 30 extra days
Cost: $0/year

The RedCard essentially gives you two of Circle 360's three main benefits for free. The only thing you're missing is same-day delivery. If you can wait 2 days, the RedCard is the better deal.

Comparing Delivery Memberships

Amazon Prime: $139/year — includes streaming, music, reading, photos
Target Circle 360: $99/year — delivery only (plus Shipt)
Walmart+: $98/year — delivery + gas discounts + Paramount+
Instacart+: $99/year — delivery from multiple stores

If you're paying for multiple delivery memberships, you're almost certainly overpaying. Pick one store ecosystem and consolidate.

🛒 Paying for Target AND Amazon AND Walmart delivery? That's $336/year in delivery fees alone. Upload your bank statement to JustCancel to see all your overlapping memberships.

⚡

Quick Cancel Guide: Target Circle 360

Direct cancel link + step-by-step instructions