Updated 2026-02-15 · 5 min read
Talkspace costs $69-109/week ($276-436/month, $3,312-5,232/year) depending on your plan. That makes it one of the most expensive subscription services most people have. If your insurance covers therapy, you might be paying Talkspace out-of-pocket when in-network therapists are available at your copay ($20-40/session).
If you're in therapy and it's helping, don't stop because of cost alone. This guide helps you find more affordable options, not stop getting help. Transition to a new therapist before canceling your current one. Never leave a gap in mental health care.
| Plan | Weekly | Monthly | Annual |
|---|---|---|---|
| Messaging Only | $69 | $276 | $3,312 |
| Video + Messaging | $99 | $396 | $4,752 |
| Video + Messaging + Workshops | $109 | $436 | $5,232 |
| Option | Cost | Notes |
|---|---|---|
| Insurance in-network therapist | $20-40/session copay | Check Psychology Today or Zocdoc |
| Open Path Collective | $30-80/session | Affordable therapy network ($65 lifetime fee) |
| Community mental health centers | Sliding scale / free | Income-based, available in most areas |
| 988 Suicide & Crisis Lifeline | Free | Call/text 988, 24/7 |
| University training clinics | $5-30/session | Supervised graduate students |
Talkspace at $276-436/month is significantly more expensive than using insurance ($80-160/month for weekly sessions at a $20-40 copay). Check if your insurance covers telehealth therapy — most do in 2026. Open Path Collective offers affordable therapy at $30-80/session. Find a new therapist FIRST, then cancel Talkspace.
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