Updated February 2026 • 7 min read
T-Mobile has no service contracts — but they have device payment plans that act like one. Cancel your line and the remaining phone balance is due immediately, plus you lose any promotional credits. Here is how to navigate it.
⚠️ "Free phone" deals are not free if you leave early.
T-Mobile Home Internet ($50/month) has no contract. Call 1-800-937-8997 to cancel. Return the 5G Gateway within 30 days to avoid a $370 device charge (if rented/financed). If you own it outright, no return needed.
To keep your phone number:
💡 Same towers, less money: Mint Mobile uses T-Mobile's exact network for $15-30/month vs. T-Mobile's $70+/month. The trade-off: customer service is online-only and you prepay for 3-12 months. For most people, the savings are worth it.
T-Mobile has no service contracts but device payments create a similar lock-in. Check your device balance before canceling — leaving early on a "free phone" deal can cost hundreds. Port your number first, then the cancellation happens automatically. MVNOs on the same T-Mobile network cost half as much.
Direct cancel link + step-by-step instructions
Want to find ALL your subscriptions at once?
Upload a bank statement and we'll detect every recurring charge in 30 seconds. Most people find 3-5 subscriptions they forgot about.
Scan My Statement — FreeNo account · No bank login · 960+ people have used JustCancel