How to Cancel Sezzle in 2026 (Close Account + Stop BNPL Payments)

Updated 2026-02-26 · 6 min read

Step 1: Pay Off All Outstanding Orders

You cannot close your Sezzle account while you have outstanding balances:

1. Open the Sezzle app or go to dashboard.sezzle.com
2. Check My Orders for any active payment plans
3. For each order, you can pay off the remaining balance early — no penalty for early payment
4. Click Pay Now on each remaining installment
5. Wait for all payments to process and show as completed

Step 2: Cancel Sezzle Premium (If Applicable)

Sezzle Premium costs $4.99/month and offers waived rescheduling fees, increased spending power, and exclusive deals. Cancel this first:

1. Go to Settings → Sezzle Premium in the app
2. Click Cancel Premium
3. If you subscribed through the App Store or Google Play, cancel through your device's subscription settings instead
4. Access continues until the end of the current billing period

Step 3: Remove Payment Methods

1. Go to Settings → Payment Methods
2. Remove all linked debit cards and bank accounts
3. This prevents any future charges even if account closure is delayed

Step 4: Close Your Account

1. Email support@sezzle.com with the subject "Account Closure Request"
2. Include your full name, email address, and phone number associated with the account
3. State: "I request that my Sezzle account be permanently closed and all personal data deleted per applicable data protection laws"
4. Alternatively, use the in-app chat or call 1-888-540-1867
5. Sezzle should process the closure within 5-7 business days
6. Request confirmation email when the account is fully closed

What Happens to Your Data

• Transaction history: Sezzle retains financial records for regulatory compliance (typically 7 years)
• Credit reporting: Any payment history already reported to credit bureaus remains on your credit report
• Personal data: Request deletion under CCPA (California) or your state's privacy law
• Sezzle Virtual Card: If you set up a Sezzle virtual card, it's deactivated when the account closes

Breaking the BNPL Habit

If BNPL has become a spending problem, closing Sezzle is step one. Also consider:

• Close ALL BNPL accounts: Afterpay, Klarna, Affirm, Zip — close them all. Each one is a temptation vector
• Delete the apps: Out of sight, out of mind. Remove Sezzle from your phone
• Remove saved cards from retailers: Friction prevents impulse buying
• Use the 24-hour rule: Wait 24 hours before any non-essential purchase
• Track spending: Use a budgeting app (YNAB, Monarch Money) to see where money actually goes

Sezzle vs. Other BNPL Services

• Sezzle: 4 payments over 6 weeks, $10 rescheduling fee, reports to credit bureaus
• Afterpay: 4 payments over 6 weeks, $8 late fee, doesn't report to bureaus (yet)
• Klarna: 4 payments over 6 weeks OR monthly financing, reports to bureaus for some products
• Affirm: 3-60 month terms, may charge interest (0-36% APR), reports to bureaus
• Best option: None of them. Use a credit card with purchase protection and pay it off monthly, or just buy what you can afford today