Cancel Select Home Warranty in 2026: Quick Guide
Updated February 2026 • 5 min read
What You're Paying
Select Home Warranty charges $45-55/month ($540-660/year) with a $75 service fee per claim. They market aggressively with "first month free" deals, but the contracts lock you into 12-month terms with early cancellation penalties.
How to Cancel Select Home Warranty
Method 1: Phone
- Call 1-888-966-8440 during business hours (Mon-Fri 9am-6pm ET)
- Request cancellation — have your policy number ready
- Decline retention offers firmly
- Get written confirmation via email
Method 2: Email
Send cancellation request to info@selecthomewarranty.com with your policy number, name, and property address. Request confirmation of cancellation and any applicable refund.
Method 3: Certified Mail
Mail to: Select Home Warranty, One International Blvd, Suite 400, Mahwah, NJ 07495
Always send certified with return receipt requested — this creates proof of cancellation if they continue billing.
Select Home Warranty Refund Terms
- Within 30 days: Full refund minus $50 processing fee
- After 30 days: Pro-rata refund minus $75 cancellation fee minus claims paid
- Annual prepaid plans: Better refund terms than monthly — check your contract
- Auto-renewal: Contracts auto-renew unless you cancel 30 days before the anniversary date
⚠️ Watch for Continued Billing
Multiple Select Home Warranty reviews report continued charges after cancellation. Monitor your credit card or bank statement for 2-3 months after canceling. If charges continue, dispute them with your bank and file a BBB complaint.
Is Any Home Warranty Worth It?
For most homeowners, no. The math rarely works:
Average annual home warranty cost: $500-900/year
Average claim payout: $200-500 (after service fees and exclusions)
Claim denial rate (industry): 30-50%
Break-even point: You need 2-3 approved claims per year just to get your money back
The only scenario where a home warranty makes sense: you bought a home with aging appliances and HVAC, you're cash-strapped, and you need coverage for the first 1-2 years while you build savings. Even then, a self-insurance HYSA is better long-term.
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