How to Cancel Planet Fitness (2026 Guide) — The $10 Gym That's Impossible to Leave

Updated 2026-02-15 · 5 min read

Planet Fitness costs just $10-24.99/month, but the cancellation process is deliberately designed to be as difficult as possible. You can sign up online in 60 seconds. To cancel? You need to visit in person or send a certified letter. No phone. No email. No app. Here's the complete guide.

💰 The Hidden Annual Fee

Planet Fitness charges an Annual Fee of $49 (Classic) or $49 (PF Black Card) every year, usually in February or March. A "$10/month" membership actually costs $169/year. A "$24.99/month" Black Card: $348.88/year. Time your cancellation before the annual fee hits.

How to Cancel Planet Fitness

Option 1: Cancel In Person

  1. Visit your home club (the location on your membership)
  2. Ask the front desk to cancel your membership
  3. Fill out and sign the cancellation form
  4. Get a copy — take a photo of the signed form
  5. Ask for a confirmation number or email

Option 2: Cancel by Certified Mail

  1. Write a cancellation letter including your name, address, phone number, member ID, and the statement "I wish to cancel my Planet Fitness membership effective immediately"
  2. Mail it via USPS Certified Mail with Return Receipt Requested to your home club address
  3. Cost: about $8 for certified mail with return receipt
  4. Keep the tracking receipt — this is legally binding proof
⚠️ You Cannot Cancel By:

Planet Fitness Pricing (2026)

PlanMonthlyAnnual FeeTrue Annual
Classic$10$49$169
PF Black Card$24.99$49$348.88

The 12-Month Commitment Trap

Many Planet Fitness memberships have a 12-month minimum commitment. If you cancel before 12 months, you'll owe a $58 early termination fee (buyout). Check your contract — if you signed up less than a year ago, you might owe the fee. After 12 months, it switches to month-to-month with no penalty.

If They Keep Charging After Cancellation

  1. Show your certified mail receipt as proof of cancellation
  2. Call your bank and dispute the charges
  3. File a complaint with BBB (Planet Fitness responds quickly)
  4. File a complaint with your state Attorney General
  5. Replace your credit/debit card number with your bank (nuclear option)

Black Card Downgrade Before Cancel

If you have the Black Card ($24.99/mo) but still occasionally use Planet Fitness, consider downgrading to Classic ($10/mo) instead of canceling. You lose tanning, massage chairs, and guest privileges, but save $180/year while keeping gym access.

💡 FTC Click-to-Cancel Rule

The FTC's 2024 "click-to-cancel" rule requires businesses to make canceling as easy as signing up. Planet Fitness lets you sign up online but won't let you cancel online — a potential FTC violation. If they fight your cancellation, mention this rule.

✅ Bottom Line

Planet Fitness makes $10/month seem too cheap to cancel — but if you haven't been in 3+ months, that's $30+ wasted plus the annual fee. Send a certified letter (strongest proof), keep the receipt, and check your bank statement for 2 months after to make sure they actually stopped charging.

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