Updated 2026-02-15 · 5 min read
Planet Fitness costs just $10-24.99/month, but the cancellation process is deliberately designed to be as difficult as possible. You can sign up online in 60 seconds. To cancel? You need to visit in person or send a certified letter. No phone. No email. No app. Here's the complete guide.
Planet Fitness charges an Annual Fee of $49 (Classic) or $49 (PF Black Card) every year, usually in February or March. A "$10/month" membership actually costs $169/year. A "$24.99/month" Black Card: $348.88/year. Time your cancellation before the annual fee hits.
| Plan | Monthly | Annual Fee | True Annual |
|---|---|---|---|
| Classic | $10 | $49 | $169 |
| PF Black Card | $24.99 | $49 | $348.88 |
Many Planet Fitness memberships have a 12-month minimum commitment. If you cancel before 12 months, you'll owe a $58 early termination fee (buyout). Check your contract — if you signed up less than a year ago, you might owe the fee. After 12 months, it switches to month-to-month with no penalty.
If you have the Black Card ($24.99/mo) but still occasionally use Planet Fitness, consider downgrading to Classic ($10/mo) instead of canceling. You lose tanning, massage chairs, and guest privileges, but save $180/year while keeping gym access.
The FTC's 2024 "click-to-cancel" rule requires businesses to make canceling as easy as signing up. Planet Fitness lets you sign up online but won't let you cancel online — a potential FTC violation. If they fight your cancellation, mention this rule.
Planet Fitness makes $10/month seem too cheap to cancel — but if you haven't been in 3+ months, that's $30+ wasted plus the annual fee. Send a certified letter (strongest proof), keep the receipt, and check your bank statement for 2 months after to make sure they actually stopped charging.
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