Mint App Shut Down in 2026 — What Happened + Best Alternatives
Updated 2026-02-20 · 6 min read
☠️ Mint Is Gone
On January 1, 2024, Intuit officially shut down Mint after 17 years. They pushed all users to Credit Karma (which Intuit also owns). The reason? Credit Karma makes more money per user through financial product recommendations ($50-200 per click) than Mint's ad-supported model ever did. Your budgeting tool was sacrificed for an advertising platform.
What Happened to Your Mint Data
Mint accounts were migrated to Credit Karma — your linked banks, transaction history, and categories were transferred
Budgets did NOT transfer: Mint's budgeting feature was Mint's best feature — Credit Karma doesn't have real budgeting
Goals did NOT transfer: Savings goals, debt payoff tracking — all gone
If you didn't migrate: Your data was deleted when Mint shut down
The download window has passed: Mint's data export tool is no longer available
Why Credit Karma Is NOT a Mint Replacement
No real budgeting: Credit Karma tracks spending but has no budget categories, limits, or alerts
Product pushing: Every screen tries to sell you a credit card, loan, or insurance product
No bill tracking: Mint tracked upcoming bills and warned about overdrafts — Credit Karma doesn't
No savings goals: Mint helped you save toward specific goals — Credit Karma has no equivalent
VantageScore, not FICO: Credit Karma shows VantageScore 3.0, which most lenders don't use
The real purpose: Credit Karma exists to monetize your financial data, not to help you budget
Best Mint Alternatives (2026)
Free Options
Monarch Money (limited free): Best Mint successor — budget categories, account linking, collaboration. Free tier is limited; $9.99/month for full features.
Copilot Money (Apple only): Beautiful interface, smart categorization, investment tracking. $10.99/month — no free tier but 1-month trial.
Your bank's app: Chase, BofA, Wells Fargo, and Capital One all have built-in spending tracking. Free. Already have your transactions.
Google Sheets + Tiller: Tiller ($79/year) auto-imports bank transactions into Google Sheets — full customization, you own your data.
YNAB (You Need A Budget) — $14.99/month
The gold standard for budgeting — but it requires active participation (zero-based budgeting)
Average user saves $600 in the first 2 months and $6,000 in the first year
34-day free trial
If Mint was "passive awareness," YNAB is "active control"
Completely Free: Spreadsheet Method
Download your bank's CSV export monthly
Use a Google Sheets template (search "budget spreadsheet template")
15 minutes/month of categorizing = complete control, zero cost, total privacy
No company can shut this down or sell your data
Delete Your Credit Karma / Mint Data
If you were auto-migrated to Credit Karma and don't want them having your financial data:
Log into creditkarma.com
Settings → Delete Account
Email privacy@creditkarma.com requesting full data deletion (CCPA)
Also email privacy@intuit.com to delete your Intuit-wide data
💡 The Lesson from Mint's Death
Mint proved that free apps can disappear overnight, taking years of your financial data with them. When choosing a budgeting tool, prioritize data portability (can you export?), self-hosted options, or tools where you're the paying customer — not the product being sold.
🔍 Find Subscriptions Mint Used to Track
Lost your subscription tracking when Mint died? Upload your bank statement to JustCancel to instantly find every recurring charge — no app required, no account to create, no data to lose.