How to Cancel Microsoft Copilot Pro in 2026 (Stop $20/Month AI Charge)
Updated 2026-03-03 · 5 min read
💡 Free Copilot Still Works
Canceling Copilot Pro ($20/month) doesn't remove Copilot entirely. Free Microsoft Copilot at copilot.microsoft.com still gives you GPT-4 access, image generation, and web search — just without priority access and Office integration.
Cancel Copilot Pro
Go to account.microsoft.com/services
Sign in with your Microsoft account
Find Copilot Pro in your subscriptions
Click Manage → Cancel
Confirm cancellation
Access continues until end of billing period
What You Lose vs Keep
Lose: Priority access to GPT-4 and GPT-4 Turbo during peak hours
Lose: Copilot in Word, Excel, PowerPoint, Outlook, OneNote (Office integration)
Lose: 100 DALL-E image generations per day (drops to 15)
Lose: Copilot GPT builder (custom AI assistants)
Keep: Free Copilot at copilot.microsoft.com with GPT-4 access
Keep: Bing Chat AI integration
Keep: 15 DALL-E image generations per day
Keep: Copilot in Windows (built into the OS)
Copilot Pro vs Free Copilot
Same AI model: Both use GPT-4 — Pro just gets priority during busy times
Speed difference: Minimal for most users. Peak hours (9 AM-5 PM EST) might feel slower on free
Office integration: The main Pro advantage. If you don't use Word/Excel/PowerPoint daily, you don't need it.
Image generation: 15 free images/day is plenty for casual use
💸 The AI Subscription Stack Problem
Many people are paying for Copilot Pro ($20) + ChatGPT Plus ($20) + Gemini Advanced ($20) = $60/month for essentially the same thing. Pick ONE paid AI or use all three for free. The free tiers of ChatGPT, Gemini, Claude, and Copilot combined cover virtually every use case.
Free AI Alternatives
Free Copilot (copilot.microsoft.com): GPT-4, image generation, web search — you already have it
ChatGPT Free (chat.openai.com): GPT-4o mini, excellent for general tasks
Claude Free (claude.ai): Best for writing, analysis, and long documents
Google Gemini Free (gemini.google.com): Great for Google ecosystem integration
Perplexity Free (perplexity.ai): AI search with citations — great for research
Bottom line: Unless you use Copilot in Office apps daily, Copilot Pro isn't worth $240/year. Free Copilot + free ChatGPT + free Claude gives you more AI capability than any single paid subscription. Cancel, save $20/month, and use the best free tool for each task.
💡 How many AI subscriptions are quietly billing you?
Upload your bank statement to JustCancel and find every recurring charge — AI tools, cloud services, and subscriptions you forgot about.