Updated 2026-02-16 · 5 min read
Life Time (formerly Life Time Fitness) is one of the most expensive gym memberships in the US — $99-$299/month depending on location and tier. That's $1,188-$3,588/year. Here's how to cancel without getting stuck with extra charges.
Despite charging premium prices and having a full app and website, Life Time does not allow online cancellation. For a $200+/month membership, they require you to cancel in person or by certified mail. This is a deliberate friction tactic.
Send a cancellation letter to:
Include your name, member ID, home club, email, phone, and "I am requesting cancellation of my Life Time membership effective immediately."
If your billing date is March 1 and you submit cancellation on February 2, your last charge is March 1 and your access ends March 31. Submit on February 1 or earlier, and you avoid that March charge. Always cancel at least 32-33 days before your billing date.
| Tier | Monthly | Annual | Includes |
|---|---|---|---|
| Standard | $99-$149 | $1,188-$1,788 | Gym + classes |
| Signature | $149-$199 | $1,788-$2,388 | + spa, co-working |
| Signature+ | $199-$299 | $2,388-$3,588 | + outdoor pool, all locations |
| Family add-on | +$60-$80/person | +$720-$960 | Per additional member |
Life Time is genuinely nice — resort-style pools, saunas, rock climbing walls, basketball courts, coworking spaces. The question is whether you use enough of those amenities to justify the price.
Life Time frequently sends "we miss you" offers 2-3 months after cancellation — often with waived initiation fees or discounted first months. If you think you might go back, cancel now and wait for a comeback deal. You'll almost always get a better rate than what you're currently paying.
At $200+/month, Life Time often is. Upload your bank statement to JustCancel to see where all your money goes — you might be surprised what else is draining your account.
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