How to Cancel Lemonade Insurance in 2026

Lemonade makes canceling easy — no phone calls, no retention scripts. You can cancel any Lemonade policy in about 2 minutes through the app. Here's how, plus important things to do before canceling.

✅ Refreshingly simple: Lemonade is one of the easiest insurance companies to cancel. No phone calls, no guilt trips, no 30-day wait periods.

Cancel in the App

Open the Lemonade app
Go to My Policy
Tap Cancel Policy
Choose your cancellation date (effective immediately or future date)
Confirm — you'll get a prorated refund for unused time

Cancel on Web or by Chat

Web: Log in at lemonade.com → My Policy → Cancel
Chat: Use the in-app chat with Lemonade's AI assistant Maya
Email: support@lemonade.com (slower, not recommended)

🚨 Before you cancel: Make sure you have replacement insurance in place FIRST. Going without renters or homeowners insurance — even for one day — means you're unprotected if something happens. Some landlords also require active insurance.

Lemonade Products

Renters Insurance: Starting at $5/mo
Homeowners Insurance: Starting at $25/mo
Pet Insurance: Starting at $10/mo
Car Insurance: Varies by state and driving history
Life Insurance: Starting at $9/mo

Refund Policy

Lemonade provides prorated refunds for the unused portion of your policy. If you paid annually, you'll get back the remaining months. Monthly subscribers just stop paying after the current month.

Alternatives by Product

Renters: State Farm, GEICO, Allstate — all offer competitive rates, some as low as $4/mo
Homeowners: Compare on Policygenius.com or TheZebra.com
Pet: Healthy Paws, Embrace, Trupanion — compare on Pawlicy.com
Car: GEICO, Progressive, State Farm — use comparison sites for best rates

💡 Pro tip: Before canceling, shop around first. Insurance rates vary wildly between companies for the same coverage. Use Policygenius or The Zebra to compare quotes — you might find significantly cheaper coverage for the same protection level.

🔍 Insurance isn't the only recurring charge worth reviewing. Upload your bank statement to JustCancel — we'll find every subscription and help you decide what's worth keeping.