How to Cancel Instacart+ Membership (2026) — Is It Worth $99/Year?
Updated 2026-02-14 · 5 min read
Instacart+ costs $99/year or $9.99/month and gives you free delivery on orders over $35. But with Instacart's markup on grocery prices (15-25% above in-store) and service fees, many members are better off shopping in person. Here's how to cancel.
But you're losing: 15-25% markup on prices vs. in-store shopping
On a $100 grocery order: You save $3.99 on delivery but pay $15-25 extra in markups. Net loss: $11-21 per order.
💰 The Math Doesn't Lie: Unless you're ordering from stores with no markup (Costco, Aldi through Instacart sometimes match in-store prices), you're likely paying MORE with Instacart+ than without it. The "free delivery" is subsidized by inflated grocery prices.
Instacart Retention Offers
$49/year (50% off) — most common retention offer
Free month extension
$5 credit on next order
Got Instacart+ Through a Partner?
Some Instacart+ memberships come bundled with:
Chase Sapphire cards: Free Instacart+ included — cancel through Chase, not Instacart
T-Mobile: Free Instacart+ on some plans — cancel by switching T-Mobile plans
Costco membership: Some Costco-Instacart promos — check if yours auto-renews separately
Cheaper Grocery Delivery Alternatives
Walmart+ ($12.95/mo): Free delivery, Walmart's prices (no markup)
Amazon Fresh (with Prime): Free delivery on orders $35+ for Prime members
Costco delivery: Available through Instacart but prices match in-store for most items
Store pickup (free): Most grocery stores offer free curbside pickup — no membership needed
Aldi curbside: Free pickup, lowest grocery prices in most markets
Instacart+ is just one subscription. What else are you paying for?
Upload your bank statement — we'll find every recurring charge in seconds.