How to Cancel H&R Block in 2026 (Online + In-Person Cancellation Guide)

Updated 2026-02-20 · 6 min read

💵 The Tax Prep Markup

H&R Block charges $55-$115 + $44/state for online filing, or $200-$500+ for in-person preparation of a typical return. Their "Peace of Mind" add-on is $39.99/year for audit support you'll almost certainly never need (audit rate is <1%). Together with TurboTax, these two companies control 60%+ of the US tax prep market — and both lobbied to keep the tax system complicated.

H&R Block Products You Might Be Paying For

Online Filing: Free (basic W-2 only), Deluxe ($35+$37/state), Premium ($65+$37/state), Self-Employed ($85+$37/state)
In-Person: $200-$500+ depending on complexity (priced per form in many offices)
Peace of Mind Extended Service Plan: $39.99/year — audit "protection"
Tax Identity Shield: $19.99/year — identity theft monitoring for tax-related fraud
Refund Transfer: $39.95 — deducts filing fee from your refund (so you don't pay upfront)
Emerald Card/Advance: Prepaid debit card + advance loan against your refund

Cancel Peace of Mind / Tax Identity Shield

Log into hrblock.com
Go to My Account → My Tax Plans
Find your active plan → Cancel
Or call 1-800-472-5625 to cancel by phone
Ask for written confirmation and any prorated refund

Cancel Online Filing Auto-Renewal

H&R Block's online product doesn't auto-renew like a subscription — it's a per-year purchase
But watch for: Peace of Mind, Tax Identity Shield, and Emerald Card auto-renewals
Check your bank statement for recurring "HRB" or "H&R BLOCK" charges
If in-person, your local office may have enrolled you in plans — call them directly

Delete Your H&R Block Account

Download previous returns first: My Account → My Tax Returns → download each year as PDF
Email privacy@hrblock.com requesting account and data deletion (CCPA)
Or call 1-800-472-5625 and request account closure
They must respond within 45 days

Free Alternatives

IRS Direct File (free): Government-run, no private company involved, expanding to 25+ states in 2026
FreeTaxUSA ($0 federal, $14.99 state): Handles complex returns including self-employment and investments
Cash App Taxes (free): Free federal and state — no catch, no upsells
IRS Free File (income <$84K): irs.gov/freefile — free guided filing from IRS partners
VITA (Volunteer Income Tax Assistance): Free in-person tax prep for income under $67K — irs.gov/VITA
AARP Tax-Aide: Free tax prep for anyone 50+ (some sites help all ages) — aarp.org/taxaide

💡 The In-Person Tax Prep Reality

Many H&R Block "tax professionals" have just a few weeks of training. They use the same software you'd use yourself online. For a standard W-2 + deductions return, you're paying $200-400 for someone to type your numbers into a computer. If your taxes are truly complex (business, rental property, international income), hire an enrolled agent or CPA — not a seasonal retail tax preparer.

🔍 Find Tax-Related Charges on Your Statement

H&R Block, TurboTax, Peace of Mind plans — tax charges can be hard to spot. Upload your bank statement to JustCancel to find every recurring charge including tax prep subscriptions.

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Quick Cancel Guide: Hr Block

Direct cancel link + step-by-step instructions